Investment Calculator

Project investment returns based on initial investment, regular contributions, and expected growth rate. Plan your long-term investment strategy with detailed projections.

Calculator Inputs
$
$
%
%
Your Results

Enter your values and click Calculate to see results

Smart Investment Planning

Growth Projections

See how your investments grow over time with compound returns and regular contributions.

Inflation Adjustment

Calculate real returns by accounting for inflation's impact on purchasing power.

Risk-Aware Planning

Use conservative estimates to plan for various market scenarios and outcomes.

Investment Growth Formula

The formula calculation is standard for this mathematical operation.

FV = PV(1 + r)^n + PMT \times \frac{(1 + r)^n - 1}{r}

Variables Explained:

FV
Future value of the investment
PV
Present value (initial investment)
r
Rate of return per period
n
Number of periods
PMT
Regular payment (contribution) amount

Worked Examples

Conservative Portfolio
$10,000 initial + $300/month at 6% return for 25 years

Inputs:

initial Investment:
10000
monthly Contribution:
300
investment Period:
25
expected Return:
6
inflation Rate:
3

Result:

$242,984 future value

Aggressive Growth Portfolio
$5,000 initial + $500/month at 10% return for 30 years

Inputs:

initial Investment:
5000
monthly Contribution:
500
investment Period:
30
expected Return:
10
inflation Rate:
3

Result:

$1,139,664 future value

Retirement Planning
$50,000 initial + $1,000/month at 8% return for 20 years

Inputs:

initial Investment:
50000
monthly Contribution:
1000
investment Period:
20
expected Return:
8
inflation Rate:
2.5

Result:

$824,838 future value

Frequently Asked Questions